Yes, it’s very important that you and your family maintain a medical insurance policy. We are not an insurance provider. You will need insurance to cover medical fees not included in our membership plan such as:

• Prescription drugs
• Certain send out labs
• Diagnostic imaging (X-rays, MRI’s)
• Services provided by medical specialists.

Most importantly, medical insurance is necessary to protect you from unforeseen high cost medical needs such as surgery, emergency care, or hospitalization. For help in selecting the best PPO insurance plan for you and your family, please contact your health insurance broker.

If you like, you may also contact Lisa Brammer of Miller Brammer Insurance at (916) 632-3221. Lisa is familiar with insurance plans that work well with direct primary care.

No. HMO plans require you to see a specific contracted primary care physician and limit what specialist you can be referred to. We are not contracted with any HMO plans.

Yes, Medicare patients are welcome at Placer Private Physicians.

The direct primary care model we offer is particularly well suited to handle the more complex medical issues and medication management often associated with older patients. We can spend the time necessary to manage chronic disease and optimize your health and wellness.

If hospitalized, we will closely monitor your care and communicate with hospital staff to make sure that any questions you have are answered. We often personally visit patients in the hospital. This is an important membership benefit not covered by Medicare.

See the details specific to our Medicare members.

You can pay by credit card or electronic funds transfer for patients paying monthly. We will also accept personal checks as payment for patients paying annually.

Visit our membership fees page for details.

The answer is yes for many of our patients. As primary care physicians, we can properly handle the vast majority of your health issues and concerns.

Approximately 90 percent of healthcare services provided today are referred to as primary care or preventive medicine. Placing these services under the umbrella of health insurance has driven up the cost, making even basic care unaffordable for many Americans. As you probably already know, having a comprehensive PPO health insurance plan for you and your family can be very expensive. By switching to a high-deductible, low-premium plan, we can actually help many of our patients save money.

As your direct primary care physician, we have the time to closely coordinate your care to help avoid unnecessary out-of-pocket healthcare spending. We also have relationships with outpatient testing facilities, labs, and imaging options for cash pay discounted pricing.

With the proper time and dedication from your primary care physician, you will often need fewer referrals to medical specialists, and this too, can mean substantial cost savings to you. Moreover, by providing you and your family with intensive and comprehensive primary care, we are more likely to prevent unnecessary emergency room visits and hospitalizations. These are two of the highest medical costs American families face. Also, studies have shown that an alarming number of procedures, imaging studies (such as X-rays, CT scans, MRI’s), labs, and surgeries are performed unnecessarily.

With proper monitoring, we will make sure you get the tests that are appropriate and medically necessary. Not only is this a cost savings issue, but a better health issue too.

Finally, we are asking you to make an investment in one of the most important aspects of your life — your physical and mental health. Many of the most common, most dangerous, and most expensive diseases afflicting us Americans are largely preventable such as obesity, diabetes, premature heart attacks and strokes, and alcohol and tobacco related illnesses. With our guidance and your active participation, we can actively work together to prevent or aggressively treat these common killers.

Preventing a stroke or heart attack can save you tens if not hundreds of thousands of dollars, but what are the real cost savings financially, physically, and mentally to you and your family?

Good insurance does not equal good healthcare. Your insurance company does not provide you with any actual healthcare. In fact, the insurance companies save money by limiting your coverage and often making it difficult to utilize the services they do cover.

In our office, you will find the exact opposite. At Placer Private Physicians, we want to see you and we want you to utilize our services, because our goal is healthy and happy members. And remember, no matter what health insurance plan you have, you are still just one of thousands of patients in the traditional primary care office.

This is also a good time to consider changing to a less expensive PPO insurance plan. For help in selecting the best PPO insurance plan for you and your family, please contact your health insurance broker. If you like, you may also contact Lisa Brammer of Miller Brammer Insurance at (916) 632-3221. Lisa is familiar with insurance plans that work well with direct primary care.

You will see and feel the difference immediately when you visit Placer Private Physicians.

The reception area is calm and inviting and our office staff are friendly and professional. Our patients will experience very short, if any wait time to see their doctor, but we encourage you to enjoy refreshments or read magazines electronically on one of our tablet computers if you have a few minutes to sit.

Traditional examination rooms are available, but many times, you will see your doctor in the comfort of their office or in our cozy family conference room. We’re committed to providing ample time to cover your medical concerns and answer all of your questions. You will be encouraged to bring up new issues or concerns.

In short, our goal is to provide you and your family with an experience that will not just meet, but exceed your expectations for a doctor’s office.

Yes. One of the most important aspects of private medicine is limiting the practice size to be able to devote more time and energy to each patient. Therefore, we are maintaining our total practice size to around 300 adult patients per physician.

Please contact us to find out if we are accepting new patients at this time.

Yes, we will. Hospital admissions and ER visits for serious medical problems are stressful and often confusing for patients and their families. During hospital admissions, you will be assigned to the inpatient physician service. These physicians are available in the hospital 24 hours per day and specialize in hospital care.

Unfortunately, you will not always be seen by the same physician each day, and they often do not have the time to properly address your questions and concerns.

Yes, we do. We will see patients in their home in medically appropriate situations. Home visits will be addressed on a case by case basis with your physician.

Yes. Patients living in care facilities or who are homebound and are not able to travel to the office are welcome in our practice.

There are additional fees due to the increased difficulty of coordinating care and doctor travel time. These fees are set based on the level of need of the patient and will be negotiated at a family meeting with your doctor.

As your primary care physician, we are well trained to handle the vast majority of your medical needs. However, if a medical issue or condition is beyond the scope of primary care, we will refer you to the appropriate specialist. This referral process will include providing your specialist with all the necessary medical records and studies pertinent to your case, direct physician to physician consultation prior to your appointment with the specialist, and direct coordination of your visit.

Your medical assistant will make sure the specialist is covered on your insurance plan, make sure all the necessary paperwork is completed before your appointment, and remind you of your appointment date, time, and location. After your appointment, if you have any questions or concerns about your visit with your specialist, your physician will address these issues at an office appointment or by telemedicine (phone, email, or video-conference).

If your doctor is unavailable, the other doctors will have full access to your records and be able to provide the care you need. There will always be one of our trusted physicians available on call to assist you for any urgent needs.